Understanding Your Rights: Navigating Personal Injury Claims Successfully

Did you know you might have a case?

Personal injury claims are no joke. They can leave you with serious financial burdens, like medical bills and lost income, and of course you have to deal with the pain and suffering.

But did you know that the right way to look at your injury is to see it as a way to get the compensation you deserve?

Understanding your rights is easy with the right resources

You’re in good company, as there are nearly 400,000 personal injury claims filed every year in the United States alone.

But what’s the secret many people miss?

The biggest mistake people make is not understanding their rights early enough in the process.

You can’t know how to fight back and file a successful claim without knowing what you deserve. Let’s take a look:

You can’t know how to fight back and file a successful claim without knowing what you deserve:

  • What Qualifies As A Personal Injury Claim?
  • Why You Need Legal Representation
  • How Personal Injury Claims Get Resolved
  • The Real Value Of Your Case

What Qualifies As A Personal Injury Claim?

The whole point of personal injury law is to help when another party is to blame for your suffering.

Injuries caused by someone else’s negligence are the cornerstone of personal injury law. But what counts as a valid claim?

If you have been injured in an accident or suffered harm due to another party’s actions, you might be eligible for compensation through a personal injury claim.

The truth is, personal injury law services cover a wide variety of accidents. If you have suffered injuries and want guidance about the law, working with an Oklahoma personal injury attorney will help you understand whether you have a valid claim.

Your attorney will review the details of your case and let you know if you have grounds to file a lawsuit for compensation.

The most common personal injury claims include:

  • Motor vehicle accidents
  • Slip and fall incidents
  • Medical malpractice
  • Workplace injuries
  • Product defects

Motor vehicle accidents alone make up 52% of all personal injury cases, so that’s where most people start. It could be a car accident, a motorcycle crash, or a pedestrian incident. If another person is to blame, you may have a case.

Slip and fall accidents make up another 22% of all personal injury cases. Property owners have a legal duty to maintain safe premises. If you’re injured on their property because of negligence on their part, that’s grounds for a personal injury claim.

Why You Need Legal Representation

Something you may or may not know…

Most injury victims don’t get the full value of their claims without help.

Insurance companies are in the business of paying out as little as possible. They have lawyers and adjusters whose sole job is to try and reduce your claim. If you go up against them on your own, you’re starting at a huge disadvantage.

Here’s the truth:

70% of people who filed a personal injury claim received a payout. The reality is that those who worked with a personal injury attorney saw larger payouts than those who went it alone.

Think about that for a moment…

When you work with a personal injury attorney, you have an advocate who knows the following:

  • How to accurately value your claim
  • How to gather evidence in support of your claim
  • Negotiate with insurance companies effectively
  • Will go to court if necessary to get you the compensation you deserve

Without professional help, you are leaving money on the table. Personal injury lawyers work on a contingency basis, which means they only get paid if you win. There’s no risk to getting an experienced attorney on your case.

How Personal Injury Claims Get Resolved

Something you may not know…

Approximately 95% of personal injury cases get settled before ever going to court.

The truth is, nobody likes trials because they are long, expensive, and risky for both sides.

Here’s how most claims get resolved:

First, you report the accident and get medical attention. This creates the official record that you will later need for evidence. Next, your attorney will investigate, gathering proof of the other side’s liability.

Then the negotiations start…

Your attorney presents your claim to the insurance company with evidence to back it up. They make a low-ball offer (always, always too low). Your lawyer makes a demand based on the true value of your injuries and losses.

This back-and-forth goes on until both sides agree.

The vast majority of settlements occur within 6-12 months for simple cases. More complex matters that have severe injuries or disputed liability can take longer – sometimes years.

But remember…

It’s worth the wait if it means you get the full value of your claim.

The Real Value Of Your Case

The question you’ve all been waiting for…

How much is your personal injury claim worth?

The answer? It depends.

Personal injury settlements can range from a few thousand dollars to millions. The average hovers around $113,391, but that’s just a number.

The real answer is that the compensation you get is based on many factors.

The severity of your injuries is the single biggest factor when determining a settlement. The more severe and long-lasting your injuries, the higher your compensation will be. This includes medical bills, lost wages, pain and suffering, and more.

This is why insurance companies will low-ball you

They know most injury victims are struggling to cover medical bills and living expenses. They offer low settlements, knowing the victim will take anything to get money now. Don’t fall for this trap! Once you accept, you can’t go back for more.

Taking Action On Your Claim

Don’t waste time.

You only have a limited window to file a personal injury lawsuit. If you miss the deadline (called the statute of limitations), you will lose your right to seek compensation.

In most states, that time period is two years from the date of your injury.

But here’s what most people don’t realize…

Evidence gets weaker over time. Witnesses’ memories fade. Medical records age and get archived. Security footage gets deleted. The sooner you build your case, the stronger it will be.

Don’t wait until the deadline is close. Preserve evidence and get legal help while time is on your side.

Take action today to secure your rights.

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